07711952117 martin.smith@smbwealth.co.uk

How we are paid

On receiving an enquiry we will arrange a meeting, to establish whether we can assist with your needs and objectives and also to discuss what our fees for advice would be, if we are instructed to proceed. There is no charge for this preliminary meeting and no obligation on either side.

Our fees are deliberately low because we want everyone to have access to sound financial advice.

If we agree to proceed and you are still of working age, we will need to research your circumstances, needs and objectives and undertake a review of your existing financial arrangements, which we will normally do for a pre-agreed flat fee. 

Then if, following our report, you decide to go ahead, our charge will normally be 0.5% of the funds invested for each year in which we advise you. This may be paid by you directly or by deduction from your investments.

If you are approaching retirement and want us to advise on the best annuity for you, our fee will be 1.5% of the value of your fund to be annuitised.

We will always discuss payment methods and agree amounts with our clients before beginning work and no charges for fees will be made without prior notification in writing.

Further information on our terms of business can be found on the "Legal Information" page. 

SMB Wealth Management is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 478255 http://www.fca.org.uk/register.

SMB Wealth Management Registered Address: 11, Arun Way, Bognor Regis, PO214HF. Registered in England & Wales, No. 06449259.

Neither SMB Wealth Management nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.

The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at http://www.financial-ombudsman.org.uk.

The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.

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